
By Sarah Mallas Wayman
You’re headed home from the store carrying food for dinner when suddenly, without any warning a car you never saw runs a stop sign and violently crashes into you on the driver’s side. Once healthy, you are now beleaguered with physical injuries and almost unbearable pain. Life has changed and the consequences may be permanent.
Georgia law requires all drivers to have liability insurance. But this doesn’t mean you are going to be made whole by a stranger representing the negligent driver’s insurance company. While in an ideal world that might be desirable, here it just won’t happen.
There are things you, your family or a lawyer should do immediately. First, cooperate with the police but don’t talk to strangers who aren’t with law enforcement. Next, have someone obtain the police report. They are easily obtainable at a modest cost.
You are required to report all accidents to your insurance company and with them, be very candid and thorough. They will answer your questions about medical coverage, car damage repair and more.
Medical attention in many cases is required. As soon as practicable, obtain copies of all emergency room reports, hospital recodes and any thing else regarding your treatment. Have someone take photos of your wrecked car, the accident scene and even the car that crashed into you.
Most of us want to avoid lawsuits and in many cases settlement can be accomplished without court intervention. But that will happen only when everyone acts in good faith with fairness. It is no sin to ask for what the law allows an injured person and that includes actual losses to property, out of pocket expenditures for medications and medical treatment, surgery, physical therapy, lost wages, loss of consortium and pain and suffering.
The question will almost always be what is the dollar value of all your losses? In many cases, you will benefit from having the help of a seasoned personal injury lawyer.
Remember, a case settled honestly and fairly is always possible. Even if a lawsuit is filed. Court supervised mediation can be a time saver and lead to a fair conclusion.
Feel free to call or email me with any questions.
Sincerely,
SARAH MALLAS WAYMAN
Attorney
(770) 804.8484
SMWlaw@bellsouth.net